Canada Health Insurance

British Columbia Insurance

The province of British Columbia offers a Medical Services Plan to all of its citizens. The plan insures a variety of medically required services to all cardholders.

Prescription Drugs	- Those under 65 receive 100% coverage per year after paying a $2,000 deductible; those with MSP receive $1,000 a year. - Those over 65 receive $25 coverage for each prescription up to a maximum of $275 a year; those with MSP receive $10 coverage for each prescription.
Dental Care	- Foster children are the only individuals to receive 100% coverage for dental check-ups and procedures. - The government only covers medically required surgical procedures performed by a surgeon or dental surgeon in a hospital.
Vision Care	- Individuals aged 16 to 64 receive full coverage for one examination every 24 months.
Hospital Care	- Basic hospital care accommodations are covered.
Health Specialists	- Those under 65 receive partial coverage for a variety of medically required health specialist care.
Homecare and Nursing	- Various fees apply to different services.
Ambulatory Services	- Partial coverage is allotted for ground transportation: $54 for the first 40km, then 50¢ per extra kilometer. A maximum of $274 is covered.
Hearing Aids	- There is no coverage for hearing aids.
Medical Equipment and Supplies	- Medical equipment is not covered. - Various prostheses have different policies.